GET FINANCED IN AS LITTLE AS 24 HOURS EVEN WITH…
✅ Challenged Credit
✅ No Or Very Little Time In Business
✅ Trouble Getting Approved With Other Lenders
THE ROAD TO FRESH START
What Our Clients Say
“Nikki is amazing, she helped my husband and me to finance the truck very fast. Responded almost 24/7, was always glad to help and to answer any questions that we have.”
– G. Rakhimova
My experience was amazing. I worked with Eric Donahue and Rick Vilasana. They were very professional, helpful, and down to earth. These guys worked fast on funding my new semi truck. The process was smooth and easy.
– M. Cruz
“If you need a truck loan this is the company, look no further. Thank you again, Tom, you made the entire process easy and with minimal stress.”
– T. Benefiel
FAQs
We will recommend various options that fit your budget and cash flow needs. While most of our contracts are written for 36, 48, or 60 months.
We know that you know what you are doing. Although most of our clients purchase equipment from a licensed dealership, if you find a good deal, we want to help you buy it. Therefore, you do not have to buy your truck, trailer, or equipment from a dealership to qualify for financing.
We finance trucks, trailers, and equipment such as semi trucks, tow trucks, construction equipment, and vocational and delivery trucks. If you are in the transportation industry, we can assist with just about any equipment you need.
Yes. We look at both your business and your personal credit when we process your credit application. This is often positive because some clients have limited business credit, and we can use the strength of their personal credit to approve their financing and put the equipment IN THE NAME OF YOUR BUSINESS.
We love talking in person or on the phone! Feel free to call us directly at 214.731.7676 and speak with a professional who will understand your needs and always recommend the program that benefits you most.
No. We finance trucks, trailers, and equipment for various industries on a nationwide basis.
Our typical client has a personal credit score of 650 and below. However, credit is not just about personal credit scores. If you have other challenges on your credit, we can work through them as well.
Our rates are competitive with the marketplace. However, in fairness and not to over-promise, rates will be high than traditional “prime” credit financing.
No. Our financing is fixed-rate, and we do not collateralize your other equipment. Each contract stands on its own. This is a unique benefit to financing with Fresh Start vs. our competitors.
Typically our financing approvals are based on 20% down payment financing. However, we will always recommend the program that benefits you, so we are happy to tailor-create a financing program that fits your needs.
OUR FRESH START STORY
Fresh Start Equipment Finance, Inc. originated in 1995 when our sister company, Commercial Fleet Financing, Inc. (CFF), became the leader in prime credit equipment financing. Throughout the years, the fact that CFF was unable to provide financing options and programs to customers with less-than-perfect credit or limited time in business troubled them. We believe there are extenuating circumstances that happen to good business owners who deserve financing options and quality service.
In 2017, CFF created a separate branch of the business called Fresh Start Equipment Finance. This branch offers highly competitive financing programs to give less-than-perfect credit customers the opportunity to “Fresh Start” while leveraging CFF’s 25+ years of experience in the transportation industry. Fresh Start also offers programs to first-time business owners who may have trouble getting financing through traditional channels. We want to leverage our expertise in the industry so that no matter your story, we can help you find the financing you need to keep your business rolling.
