WELCOME TO YOUR FRESHSTART

Credit Doesn't Have to Destroy Your Future

Our freshSTART Story

The origin of Freshstart Equipment Finance, Inc. started 25 years ago. Our sister company, Commercial Fleet Financing, Inc. (CFF) has been a leader in prime credit equipment financing since 1995. Throughout the years, CFF was unable to help credit challenged customers. Our inability to provide financing options and programs to customers with less than perfect credit troubled us.

We believe that bad things can happen to good business owners and they deserve quality service and financing options. In 2017, CFF created a separate corporation called Freshstart Equipment Finance, Inc. We have developed highly competitive financing programs to provide less than perfect credit customers with the opportunity of a “Fresh Start”, while leveraging CFF’s 25 years’ experience in the transportation industry.

YOUR FRESHSTART APPLICATION IS AS EASY AS 1, 2, 3!

1

STEP 1

Fill out a simple 1-page application
2

STEP 2

Get quick approval
3

STEP 3

Begin generating revenue
Apply for Financing

Get Financed in as Little as 24 Hours Even With...

Damaged Credit Score of 500 – 649

Start Ups and Established Businesses Are Welcome

Rejection Letters from Everyone Else

Industries We Finance

Trucking
Towing
Construction
Vocational
Trades

The Road to a Freshstart

Flexible Terms

Our terms are famously flexible and we offer tailor made financing options that fit your budget.

No Hidden Fees

You don’t have to worry about ‘banker language’ that hides additional fees. You’ll know exactly what you’re getting with our customer-first approach

Low Down Payment

We offer programs with as little as your first and last payment as your down payment.

No Equipment Age Restriction

No matter how old of a truck you are looking to purchase, we can finance it.

Simple 1-Page Application

We rarely need more than your credit application to approve your request. Our simple one page credit application of often enough.

Credit Consideration

We find reasons to approve your request. Don’t be deterred if you don’t have excellent credit because we’ve got options.

Most Experienced Team in Industry

Our team is the most knowledgeable and experienced team in the transportation equipment financing industry.

White-Glove Service

We believe in you and your future. Our team goes the extra mile to treat you with the respect you deserve.

Never buy another piece of equipment without running it through our Budget builder first!

Use Our Budget Builder:

  • Before you buy anything.
  • If you are thinking about upgrading your equipment.
  • If you are going after a new contract and need to buy more equipment to fulfill the contract.
  • If you are thinking about raising your rates and want to see the impact it will have on your profits.
Apply for Financing

What Our Clients Say

”It has been a great pleasure to work with Nick Dipallo, Vice President at CFF. Nick has done an excellent job secring new loans with very competitive rates for our company, ‘Best Truck Rental and Leasing.’ If you are in need of commercial vehicles or equipment financing, I highly recommend contacting CFF. You won’t be disappointed in the service they provide.

Robert Schwab

”I had the pleasure to work with James Wilson. I would recommend him to everyone I know. He went above and beyond to stay in contact to keep me informed in the process of getting my loan. I will use him again on my next loan!

Ronnie Beebe

”I’ve had the pleasure of working with CFF to help me in obtaining financing for several equipment purchases over the last few years and they are awesome! I worked with Andray Downs, who is a very pleasant and down-to-earth guy! I will continue to use these guys as my business grows!

Stephanie Coundoul

”Matt Manero is one of those guys you do business with for a lifetime. Full of integrity, honesty and has that ‘Do right by the customer attitude’.

Randy Abbe

”My company, Secured Network Solutions, Inc. has purchased two vehicles recently using CFF. Our loan officer, Kindra Bierly was the greatest to deal with during these purchases. She was always on top of everything and extremely knowledgeable, helpful and personable, yet professional. She made the experience a complete delight. Thank you Kindra and I look forward to working with you again in the future!

Marsha Walker

”As a sales representative for Texas Pride Trailers I would recommend anyone and everyone to go through CFF for financing. And when you do, ask for James Wilson. This guy will do whatever it takes to get you taken care of. I give this company 10 stars!

Guztavo Goose Perez

”Amazing service... good communication easy process... thank you.

Cuevas Delivery

”I was so pleased with how the associates helped with the purchase of my tractor and they gave me great suggestions. They were very friendly and attentive, I'll definitely be visiting again soon.

Salt Logistic, LLC

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    FAQ

    Will you pull my personal credit with an inquiry when I apply?

    Yes. We look at both your business and your personal credit when we process your credit application. This is often positive, because some clients have limited business credit, and we can use the strength of their personal credit to approve their financing and put the equipment IN THE NAME OF YOUR BUSINESS.

    Can I talk to someone at freshSTART or is your process only online?

    We love talking in person or on the phone! Feel free to call us directly at 214.731.7676 and speak with a professional who will understand your needs and always recommend the program that benefits you most.

    Does freshSTART just finance trucks?

    No. We finance trucks, trailers and equipment for various industries on a nationwide basis.

    What credit score do I need to finance a new truck?

    Our typical client has a personal credit score of 650 and below. However, credit is not just about personal credit scores. If you have other challenges on your credit can work through them as well.

    What are your interest rates?

    Our rates are competitive to the marketplace. However, in fairness and not to over promise, rates will be higher than traditional “prime” credit financing.

    Do you connect all of my loans and take my equity in other equipment I have financed?

    No. Our financing is fixed-rate and we do not collateralize your other equipment. Each contract stands on its own. This is a unique benefit to financing with Fresh Start vs. our competitors.

    Do you offer 100% financing or do I need a down payment?

    Typically our financing approvals are based on 20% down payment financing. However we will always recommend the program that benefits you, so we are happy to tailor create a financing program that fits your needs.

    What types of equipment does freshSTART finance?

    We finance trucks, trailers and equipment such as big rigs, tow trucks, construction equipment, vocational and delivery trucks. If you are in the transportation industry, we can assist with just about any equipment you need.

    Do I have to buy my truck from a dealership?

    We know that you know what you are doing. Although most of our clients purchase equipment from a licensed dealership, if you find a good deal, we want to help you buy it. Therefore, you do not have to buy your truck, trailer or equipment from a dealership to qualify for our financing.

    How long can I finance my truck or equipment for?

    We will recommend various options that fit your budget and cash flow needs. While most of our contracts are written for 36, 48, or 60 months.

    Apply for Financing
    Give Us a Call

    214.731.7676

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